Explore
Take a deeper dive into how The Secure Plans Simplifies Savings
Safe
Clients can rely on The Secure Plans’ experienced administration and reliable stop-loss coverage.
Simple
Nine quality plans delivering Reference Based Pricing. Three are HSA-compatible.
Fixed-Cost
Level-premium means no surprise charges and composite rates help clients budget with confidence.
Self-Funded Plans
Clients keep 100% of claims surplus and are protected against higher than expected claims.
PLUS: Refund Assisters and Reference Based Pricing
The Secure Plans’ unique Refund Assisters — including wellness and telemedicine — helps employers keep claims expenses in check, making refunds more likely. At the same time, Reference Based Pricing combined with patient advocacy dramatically reduces premiums.
PLUS: Optional Networks
The Secure Plans’ RBP approach lowers costs. Groups who enjoy the benefits of networks unique can easily add them. Employers with 10 or more employees can replace the RBP program with Cigna’s full, national network. Or employers of any size can enjoy the savings RBP delivers in connection with facilities and durable goods, but select physician-only networks from 6 Degrees Health or PHCS.
The Secure Plans
The advantages of self-funding combined with protection from runaway claims costs and
the additional savings Reference Based Pricing delivers.
Comprehensive, affordable medical coverage that:
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Secures the health of employees and their families
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Secures the bottom line of employers
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Secures the businesses of our distribution partners
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Secures against run-away benefit costs
Delivered by an All-Star Team
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Stop-Loss through an A.M. Best rated A or better carriers
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Administration by The Loomis Company
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RBP patient advocacy networks from 6 Degrees Health
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Optional Networks through Cigna and PHCS